# Wallet Ownership and Payment Model

This model separates ownership rights from payment source for deterministic entitlement control.

## Roles

1. Ownership wallet
- Holds membership and license entitlements.
- Determines activation rights for governance and modules.
- Used for runtime entitlement checks.

2. Payment wallet
- Pays membership/license quote transactions.
- May differ from ownership wallet.
- Does not automatically gain activation rights.

## Required Rule

Entitlements are minted to `ownership_wallet` only.

## Authorization Rule

When payment wallet differs from ownership wallet, backend requires ownership-wallet authorization proof for quote/confirm binding.

## Activation Rule

Runtime activation checks ownership wallet entitlement state only.

## Why

1. Supports simple user funding options.
2. Keeps entitlement ownership deterministic and auditable.
3. Prevents accidental activation tied to transient funding wallets.

## Non-Goals

1. Treating payment wallet as ownership wallet by default.
2. Activating runtime from payment evidence without ownership entitlement binding.